Building exposure
Flood coverage may address eligible direct physical flood damage to a covered building, subject to the policy.
◉ FLOOD INSURANCE
Water does not care where one policy ends and another begins.
Review flood as its own exposure instead of assuming it is built into another policy.
FLOOD INSURANCE
Do not assume homeowners and flood are the same thing.
Flood is commonly handled as separate coverage. A producer can review the property and available options rather than relying on assumptions from a homeowners policy.
Contents exposure
Contents coverage can be separate and should be reviewed based on what is actually at risk.
Location matters
Flood zone information is one input, but the property, elevation, program and carrier details can also matter.
PROPERTY DETAILS
What helps start the flood conversation.
The information needed varies by program and market.
- Property address and occupancy
- Building type and foundation details
- Requested building and contents protection
- Mortgage or lender requirements, if applicable
TALK TO RAMCO
Want a separate flood review?
We can help you identify what information the available flood market will need.