Co-Founder | Chief Operating Officer (COO) | General Agent
Dayvelis Otero
Florida Office · 305.820.0350Texas Office · 832.703.0377dotero@ramcoinsurance.com16301 NW 2nd Avenue, Miami, FL 33169Se habla español
◉ ABOUT RAMCO
Miami roots. Three generations. Still personal.
Since 1975, RAMCO has helped Florida families and businesses compare insurance options with real guidance in English and Spanish.
MIAMIROOTED SINCE 1975
OUR STORY
Insurance has changed a lot in more than five decades. Our reason for being here hasn’t.
Behind every policy is something someone worked hard to build: a home, a business, a family, a future. We believe those things deserve more than a transaction.
Rooted in Miami and carried forward through three generations, RAMCO has grown with the families and businesses we serve. A lot has changed, but our approach hasn’t: listen first, explain things clearly, and treat people with care.
As an independent agency, we help clients compare options from multiple carriers and make informed decisions with guidance from real people.
THE RAMCO PROMISE
Treat the policy seriously. Treat the person personally.
Sometimes you just want to pick up the phone and talk to someone who knows you and understands what you’re trying to figure out. Maybe you bought a new car, moved into a new home, opened a business, or simply have a question about your policy. Whatever it is, we’re here to listen, explain your options clearly and help you make sense of what comes next.
Start a conversation with RAMCO →LICENSED PRODUCERS
Real people behind the protection.
Talk directly with a licensed producer who can explain options, answer questions and guide the next step in English or Spanish.
Agency Manager
David Llanes
Florida Office · 305.820.0350Texas Office · 832.703.0377dllanes@ramcoinsurance.com1601 SW 67th Avenue, Miami, FL 33155Se habla español
WHAT OUR CLIENTS SAY
Real experiences. Real RAMCO relationships.
See what clients are saying about RAMCO on Google, then add your own experience when you are ready.
Google reviewsRAMCO Insurance · West Miami
★★★★★
“Tuve una excelente experiencia con David Llanes y RAMCO Insurance. Desde el primer contacto fue muy profesional, atento y se tomó el tiempo de explicarme cada detalle de mi póliza. Se nota que realmente se preocupa por sus clientes y busca ofrecer la mejor opción según las necesidades de cada uno. Agradezco mucho su amabilidad y la confianza que transmite. ¡Totalmente recomendado!”
★★★★★
“¡Servicio impecable! Si quieres asegurarte de que tu negocio esté protegido, llama a Ramco hoy mismo. He estado con ellos durante 2 años y he trabajado con la señora Dayvelis, quien me ha ayudado en cada paso que he necesitado para elegir el plan correcto para mi negocio. Recomiendo 100% a Ramco Insurance. ¡Gracias!”
★★★★★
“Ramco Insurance Agency offers friendly and professional service, helping individuals, families, and businesses find insurance options that fit their needs. Their West Miami team is knowledgeable, attentive, and committed to making the insurance process simple and easy to understand.”
TALK TO RAMCO
There is still a real person on the other side of the policy.
Call RAMCO, request a coverage review, or contact one of our licensed producers directly. We are here to help you understand the next step.