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◉   PERSONAL AUTO

Auto coverage should match the way you actually drive.

Compare the protection that fits the car, the drivers and how you use it.

AUTO COVERAGE

Understand the pieces before comparing price.

Auto insurance is not one single coverage. The useful comparison is how the limits, deductibles and optional protections fit the vehicle and driver situation.

A

Liability

Helps address covered bodily injury or property damage you are legally responsible for, subject to the policy.

B

Injury related coverage

Depending on the state and policy, auto coverage can include injury related protections for you, passengers or others.

C

Collision

Can help with covered damage to your vehicle from a collision, usually subject to a deductible.

D

Comprehensive

Can address certain covered non collision losses such as theft, weather or other listed causes, subject to policy terms.

E

Uninsured / underinsured

May help when an at fault driver has no insurance or not enough insurance, depending on the coverage selected and state rules.

F

Optional conveniences

Rental reimbursement, roadside assistance and other options may be available depending on the carrier and policy.

QUOTE PREP

What usually helps us quote faster.

A producer may need additional information depending on the carrier. Do not send sensitive numbers through Argelio.

  • Drivers in the household and who regularly uses the vehicle
  • Vehicle year, make, model and how it is used
  • Garaging location and estimated mileage
  • Whether the vehicle is financed, leased or owned
  • Current insurance and recent coverage history
  • Recent accidents, claims or violations that may affect underwriting

TALK TO RAMCO

Ready to review your auto coverage?

We can look at the vehicle, drivers, current protection and available markets together.