Liability protection
Can help address covered injuries or property damage for which an insured rider is legally responsible, subject to the policy terms and selected limits.
◉ MOTORCYCLE INSURANCE
Coverage for the bike, the rider and the way you ride.
Motorcycle insurance can depend on the bike, riders, use, location, financing and the protection you choose.
COVERAGE CONSIDERATIONS
A motorcycle policy can protect more than the bike itself.
The right comparison looks at how the motorcycle is used, who rides it, the value of the bike and the financial risk you want the policy to address. Available options vary by carrier and policy, so limits and deductibles should be reviewed alongside price.
Damage to the motorcycle
Collision and comprehensive options may help with covered damage to the motorcycle from crashes, theft, weather or other covered causes, usually subject to a deductible.
Rider and equipment options
Depending on the carrier, additional protection may be available for accessories, safety gear, roadside assistance or other rider needs. Availability and limits differ by policy.
QUOTE PREP
Start with the bike and the riders.
Accurate details help narrow the carriers and options that make sense for the motorcycle instead of comparing prices that are based on different assumptions.
- Year, make, model and value
- Riders and riding experience
- How and where the motorcycle is used
- Owned, financed or leased
- Current coverage and recent claims or violations
- Accessories or custom equipment you want considered