Liability
Can help address covered bodily injury or property damage for which an insured operator is legally responsible, subject to the selected limits and policy terms.
◉ JET SKI / PWC
Fast on the water. Clear about the risk.
Personal watercraft coverage can depend on the unit, value, operators, use, storage and where you ride.
SOUTH FLORIDAWATERCRAFT HELP
PWC COVERAGE
The machine, the operators and the water all matter.
A personal watercraft policy should be compared around how the Jet Ski or PWC is actually used. The value of the unit, who operates it, where it is stored and the riding area can all affect the options available. Coverage and limits vary by carrier and policy.
Physical damage
Depending on the policy, coverage may be available for covered damage to the watercraft from collision, theft, weather or other listed causes, usually subject to a deductible.
Trailer and equipment
Trailers, attached equipment and certain accessories may need to be specifically considered when comparing policies. What is included and the available limits differ by carrier.
QUOTE PREP
Start with the machine and the rider.
Clear details about the watercraft and how it is used help avoid comparing quotes that are built around different assumptions.
- Year, make, model and value
- Who will operate it
- Private use and riding area
- Storage, trailer and prior losses
- Financing information if there is a lienholder
- Accessories or equipment that should be considered