Terms and Conditions – RAMCO Insurance
At RAMCO Insurance, we are committed to providing you with the best possible service and communication experience. We value your trust and want to ensure that all interactions with us—whether by phone, email, or text—are clear, transparent, and beneficial to you.
SMS Consent and Communication
When you provide your phone number and consent to receive SMS messages from RAMCO Insurance, you agree to receive important updates regarding your policies, claims, and special offers. Your privacy is our priority, and we will never share your phone number with third parties for marketing purposes.
Types of SMS Communications
By opting in to receive text messages from RAMCO Insurance, you may receive messages related to the following:
📌 Appointment Reminders – Never miss a scheduled meeting with your insurance agent.
📌 Follow-Up Messages – Receive timely updates on policy applications, renewals, and claims.
📌 Billing Inquiries – Get reminders about payment due dates, outstanding balances, or policy renewals.
📌 Exclusive Promotions & Offers – Be the first to know about special discounts and savings opportunities.
Example Message:
“Hello, this is RAMCO Insurance. Your policy renewal is due on [Date]. If you have any questions or need assistance, contact us at +1 (305) 469-4417. Reply STOP to opt out.”
Message Frequency
📲 Message frequency may vary depending on your policy status and communication preferences. However, you can expect to receive up to six (6) SMS messages per week regarding your account, policy, or claim updates.
Potential SMS Messaging Fees
💰 While RAMCO Insurance does not charge for SMS messages, standard message and data rates may apply based on your mobile carrier’s pricing plan. These charges can vary for domestic and international messages.
How to Opt-In
You can opt-in to receive text messages from RAMCO Insurance through:
🗣 Verbal Consent – Agreeing to receive texts during a phone call with an agent.
📱 Online Form Submission – Checking the SMS consent box when requesting a quote or service.
📄 Paper Form Agreement – Providing written consent during in-person interactions.
By opting in, you acknowledge that RAMCO Insurance may send you important information related to your policy and services.
How to Opt-Out
You may unsubscribe from SMS messages at any time:
🚫 Reply “STOP” to any text message you receive.
📞 Call RAMCO Insurance at +1 (305) 469-4417 to request removal from our messaging list.
If you choose to opt out, you will no longer receive SMS notifications, but you can still receive updates via email or phone calls.
Collision Coverage
Collision coverage helps pay for repairs or replacement of your vehicle if it is damaged due to a crash, rollover, or impact with another object.
Additional Messaging Options
If you prefer not to receive text messages, simply do not check the SMS consent box when filling out any of our forms.
Standard Messaging Disclosures
🔹 Message and data rates may apply based on your mobile carrier.
🔹 You can opt out anytime by texting “STOP.”
🔹 For assistance, text “HELP” or call us at +1 (305) 469-4417.
🔹 Message frequency may vary depending on your policy status and service needs.
At RAMCO Insurance,
Our goal is to provide reliable, transparent, and efficient communication so you always have access to the information you need. If you have any questions or require assistance, our team is here to help.