/* RAMCO homepage refinement */
body:not(.internal-page) .coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:24px!important}
body:not(.internal-page) .coverage-card.specialty-auto,body:not(.internal-page) .coverage-card.specialty-home,body:not(.internal-page) .coverage-card.specialty-commercial,body:not(.internal-page) .coverage-card.specialty-life-only,body:not(.internal-page) .coverage-card.specialty-health,body:not(.internal-page) .coverage-card.specialty-marine{grid-column:auto!important;order:initial!important;min-height:auto!important}
body:not(.internal-page) .coverage-photo{min-height:265px!important;height:265px!important;background-image:none!important;position:relative}
body:not(.internal-page) .coverage-photo>img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}
body:not(.internal-page) .specialty-life-only .coverage-photo>img{object-position:center 42%}
body:not(.internal-page) .specialty-health .coverage-photo>img{object-position:center 40%}
body:not(.internal-page) .coverage-photo.marine-photo{background:radial-gradient(circle at 76% 26%,rgba(255,255,255,.92) 0 4%,transparent 4.4%),linear-gradient(178deg,transparent 0 58%,rgba(255,255,255,.76) 58.5% 60%,transparent 60.5%),linear-gradient(180deg,#7bb8cf 0 42%,#d9c59c 42% 46%,#1f7080 46% 72%,#0e4c5c 72% 100%)!important;overflow:hidden}
body:not(.internal-page) .coverage-photo.marine-photo:before{content:'';position:absolute;left:14%;right:12%;bottom:27%;height:18%;background:linear-gradient(168deg,transparent 0 37%,#f7f4ea 38% 48%,#173f43 49% 54%,transparent 55%),linear-gradient(180deg,transparent 0 60%,rgba(255,255,255,.7) 61% 66%,transparent 67%);transform:skewX(-9deg);opacity:.96}
body:not(.internal-page) .coverage-photo.marine-photo:after{content:'';position:absolute;left:0;right:0;bottom:8%;height:15%;background:repeating-linear-gradient(176deg,rgba(255,255,255,.28) 0 2px,transparent 2px 10px);opacity:.7}
.home-team-section{padding:88px 0;background:#fffdfa;border-top:1px solid #e8dfd3;border-bottom:1px solid #e8dfd3}
.home-team-shell{display:grid;grid-template-columns:minmax(260px,.75fr) minmax(0,1.25fr);gap:clamp(42px,7vw,110px);align-items:center}
.home-team-copy{max-width:560px}.home-team-copy h2{font-family:var(--ramco-display,'Newsreader',serif);font-size:clamp(42px,4vw,66px);font-weight:500;letter-spacing:-.05em;line-height:.98;color:#07503d;margin:8px 0 16px}.home-team-copy>p:not(.gold-label){font-size:12px;line-height:1.75;color:#68716c;margin:0 0 22px}.home-team-copy>a{font-size:10px;font-weight:800;color:#94131b}
.home-team-people{display:grid;grid-template-columns:1fr 1fr;gap:16px}.home-team-person{display:grid;grid-template-columns:120px 1fr;min-height:156px;border:1px solid #e2d8ca;border-radius:16px;background:#fff;overflow:hidden}.home-team-person img{display:block;width:100%;height:100%;min-height:156px;object-fit:cover;object-position:center top}.home-team-person-copy{display:flex;flex-direction:column;justify-content:center;padding:20px 18px}.home-team-person-copy small{font-size:7.5px;font-weight:800;letter-spacing:.14em;color:#a27629}.home-team-person-copy strong{font-family:var(--ramco-display,'Newsreader',serif);font-size:26px;font-weight:500;letter-spacing:-.035em;color:#07503d;margin:3px 0 7px}.home-team-person-copy span{font-size:9px;line-height:1.55;color:#68716c}.home-team-person-copy a{font-size:9px;font-weight:800;color:#94131b;margin-top:9px}
@media(max-width:1100px){body:not(.internal-page) .coverage-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}.home-team-shell{grid-template-columns:1fr;gap:34px}}
@media(max-width:760px){body:not(.internal-page) .coverage-grid{grid-template-columns:1fr!important}body:not(.internal-page) .coverage-photo{height:250px!important;min-height:250px!important}.home-team-section{padding:72px 0}.home-team-people{grid-template-columns:1fr}.home-team-person{grid-template-columns:104px 1fr;min-height:142px}.home-team-person img{min-height:142px}.home-team-person-copy{padding:17px 15px}.home-team-person-copy strong{font-size:24px}}