/* RAMCO information architecture: keep Home simple, move detail to the page where it belongs. */

/* HOME: four calm overview blocks only */
body:not(.internal-page) .insurance-section{padding:110px 0 126px}
body:not(.internal-page) .coverage-grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:20px}
body:not(.internal-page) .coverage-card{border:0!important;border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 12px 34px rgba(38,49,42,.06)!important}
body:not(.internal-page) .coverage-card.specialty-home,body:not(.internal-page) .coverage-card.specialty-commercial{grid-column:span 6;min-height:480px}
body:not(.internal-page) .coverage-card.specialty-auto,body:not(.internal-page) .coverage-card.specialty-life{grid-column:span 6;min-height:390px}
body:not(.internal-page) .coverage-card.specialty-home{order:1}body:not(.internal-page) .coverage-card.specialty-commercial{order:2}body:not(.internal-page) .coverage-card.specialty-auto{order:3}body:not(.internal-page) .coverage-card.specialty-life{order:4}
body:not(.internal-page) .coverage-card.specialty-home .coverage-photo,body:not(.internal-page) .coverage-card.specialty-commercial .coverage-photo{min-height:280px}
body:not(.internal-page) .coverage-copy{padding:24px 26px 27px}
body:not(.internal-page) .coverage-copy h3{font-size:34px;margin-bottom:8px}
body:not(.internal-page) .miami-story-copy .story-stats{margin-bottom:20px}
body:not(.internal-page) .miami-story-copy:after{content:'Explore the RAMCO story →';display:inline-block;margin-top:21px;color:#94131b;font-family:var(--ramco-sans);font-size:11px;font-weight:800}
body:not(.internal-page) .home-partners,body:not(.internal-page) .reviews-section,body:not(.internal-page) .customer-stories-section,body:not(.internal-page) .team-section,body:not(.internal-page) .locations-section,body:not(.internal-page) .legacy-section,body:not(.internal-page) .trust-strip{display:none!important}

/* ABOUT: story + people + reputation */
.about-reviews-section{padding:96px 0 104px;border-top:1px solid #e6ddcf;background:#fffdfa}
.about-reviews-head{display:grid;grid-template-columns:minmax(0,.8fr) minmax(300px,.55fr);gap:70px;align-items:end;margin-bottom:42px}
.about-reviews-head h2{font-family:var(--ramco-display);font-size:clamp(46px,4.4vw,74px);line-height:.98;color:#07503d;margin:8px 0 0}
.about-reviews-head>p{font-size:13px;line-height:1.75;color:#68716c;margin:0}
.about-google-row{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding:34px 0;border-top:1px solid #e4dbce;border-bottom:1px solid #e4dbce}
.about-review{padding-right:20px}
.about-review .stars{color:#b7882d;letter-spacing:.08em;font-size:15px}.about-review blockquote{font-family:var(--ramco-display);font-size:27px;line-height:1.2;color:#164b3c;margin:14px 0 12px}.about-review small{font-size:10px;color:#7a766f}.about-review strong{display:block;margin-top:5px;font-size:9px;letter-spacing:.12em;color:#94131b}
.about-stories{margin-top:44px}.about-stories summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;padding:18px 0;border-bottom:1px solid #ded5c7;font-family:var(--ramco-display);font-size:26px;color:#07503d}.about-stories summary::-webkit-details-marker{display:none}.about-stories summary span:last-child{font-family:var(--ramco-sans);font-size:10px;font-weight:800;color:#94131b;align-self:center}.about-story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding:30px 0 4px}.about-story{padding:0 22px 0 0;border-right:1px solid #e5ddcf}.about-story:last-child{border-right:0}.about-story p{font-family:var(--ramco-display);font-size:22px;line-height:1.3;color:#31584a;margin:0 0 17px}.about-story strong{display:block;color:#07503d;font-size:11px}.about-story small{color:#7a766f;font-size:9px}.about-story-disclosure{font-size:9px;color:#817b72;margin-top:20px}

/* INSURANCE: featured carrier logos live here, not on Home */
.insurance-carrier-logos{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:8px}
.insurance-carrier-logo{min-height:112px;display:flex;align-items:center;gap:14px;padding:18px;border-bottom:1px solid #ded5c8;background:transparent}
.insurance-carrier-logo img{width:40px;height:40px;object-fit:contain;border-radius:8px}.insurance-carrier-logo span{font-size:11px;font-weight:800;color:#31584a}
.additional-markets{margin-top:24px}.additional-markets summary{cursor:pointer;list-style:none;padding:15px 0;border-top:1px solid #ded5c8;border-bottom:1px solid #ded5c8;font-family:var(--ramco-sans);font-size:10px;font-weight:800;color:#94131b}.additional-markets summary::-webkit-details-marker{display:none}.additional-market-list{display:flex;flex-wrap:wrap;gap:9px;padding:20px 0}.additional-market-list span{font-size:9px;color:#5f6a65;padding:7px 0;margin-right:14px;border-bottom:1px solid #e6ded2}

/* CONTACT: actual offices, maps, hours and direct people */
.contact-locations-section{padding:96px 0 104px;background:#fffdfa;border-top:1px solid #e7ded1}.contact-locations-head{max-width:840px;margin-bottom:40px}.contact-locations-head h2{font-family:var(--ramco-display);font-size:clamp(48px,4.5vw,76px);line-height:.98;color:#07503d;margin:8px 0 14px}.contact-locations-head p{color:#68716c;font-size:13px;line-height:1.75}.contact-office-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.contact-office{border-top:1px solid #dcd3c6;padding-top:20px}.contact-office-map{height:310px;border-radius:18px;overflow:hidden;background:#eee7dc}.contact-office-map iframe{width:100%;height:100%;border:0}.contact-office-copy{padding:22px 2px 0}.contact-office-copy h3{font-family:var(--ramco-display);font-size:38px;color:#07503d;margin:0 0 7px}.contact-office-copy p{font-size:12px;color:#68716c;margin:4px 0}.contact-hours{margin-top:15px;padding-top:13px;border-top:1px solid #e5ddd1;display:grid;grid-template-columns:1fr 1fr;gap:8px;font-size:10px;color:#52635d}.contact-office-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:17px}.contact-office-actions a{font-size:10px;font-weight:800;color:#94131b}.contact-response-note{margin:36px 0 0;padding:20px 0;border-top:1px solid #ded6ca;border-bottom:1px solid #ded6ca;display:flex;align-items:center;gap:12px;color:#31584a;font-size:12px}.contact-direct-team{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:34px;border-top:1px solid #ded6ca}.contact-direct-team a{padding:19px 20px 0 0;color:#31584a;border-right:1px solid #e3dbcf}.contact-direct-team a:last-child{border-right:0;padding-left:20px}.contact-direct-team small{display:block;font-size:8px;letter-spacing:.11em;color:#a27629;margin-bottom:4px}.contact-direct-team strong{font-size:12px}

/* LEARN: trust/process detail belongs with education */
.learn-trust-section{padding:94px 0 102px;background:#fffdfa;border-top:1px solid #e5dccf}.learn-trust-head{max-width:860px;margin-bottom:38px}.learn-trust-head h2{font-family:var(--ramco-display);font-size:clamp(46px,4.3vw,72px);line-height:.98;color:#07503d;margin:8px 0 13px}.learn-trust-head p{font-size:13px;line-height:1.75;color:#68716c}.learn-trust-list{border-top:1px solid #ddd4c7}.learn-trust-row{display:grid;grid-template-columns:220px 1fr;gap:45px;padding:24px 0;border-bottom:1px solid #e3dbcf}.learn-trust-row strong{font-family:var(--ramco-display);font-size:27px;color:#07503d}.learn-trust-row p{font-size:12px;line-height:1.7;color:#68716c;margin:0}.learn-trust-row a{color:#94131b;font-weight:800}

@media(max-width:1000px){body:not(.internal-page) .coverage-card.specialty-home,body:not(.internal-page) .coverage-card.specialty-commercial,body:not(.internal-page) .coverage-card.specialty-auto,body:not(.internal-page) .coverage-card.specialty-life{grid-column:span 12}.about-reviews-head{grid-template-columns:1fr;gap:18px}.about-google-row,.about-story-grid{grid-template-columns:1fr}.about-story{border-right:0;border-bottom:1px solid #e5ddcf;padding:0 0 22px}.insurance-carrier-logos{grid-template-columns:repeat(2,1fr)}.contact-office-grid{grid-template-columns:1fr}.contact-direct-team{grid-template-columns:1fr}.contact-direct-team a{border-right:0;border-bottom:1px solid #e3dbcf;padding:16px 0}.learn-trust-row{grid-template-columns:1fr;gap:8px}}
@media(max-width:640px){.insurance-carrier-logos{grid-template-columns:1fr}.contact-office-map{height:260px}.about-reviews-section,.contact-locations-section,.learn-trust-section{padding:68px 0}.learn-trust-row strong{font-size:24px}}